DashboardBuy Crypto

Fiat payments that get you more from users you’ve acquired

Accept cards and alternative payment methods in your own flow. Acquiring, routing, processing and payment operations⁠—on our side

I need Pay-In

Why it matters

Users see payments as part
of your product, not the provider’s.
So we make sure you look good.

Pay-In that fits right into your flow and design

No third-party screens, no redirects, no extra steps. Users stay in your interface and won’t even notice we’re behind it.

Routing made for
your traffic

Routes tuned to geography, currency, card type, and risk⁠—built for higher approval rates

Settlement matched
to the route

We agree on currencies, cadence, and destination during solution design

Priced for your traffic,
not a universal rate

Terms depend on your methods, routes, geographies, volume and settlement. Fair deal only.

1 of 4: Pay-In that fits right into your flow and design

Customers get a smooth experience.
You get the payment.
We get the job done.
Win-win-win.

Get a quote for Pay-In

The 1-point lever

A higher approval rate can help you get more from the users you’ve already paid to acquire

For example: every 1‑point lift in approval rate means $100K more in processed payments for you on $10M in turnover

Real use case

The real uplift one of our clients saw after switching to Pay-In with Mercuryo

+27%Processed volume
per month
1.7×Country coverage
  • EUROPE
  • LATAM
  • ASIA
  • MENA
  • AFRICA
+25%Completed transactions
per month

See if Pay-In is worth it for you

Let us assess your routes, declines, economics and settlement. We’ll tell you honestly whether direct processing is right for your business.

Get an assessment

Right fit

Pay‑In or On‑Ramp⁠—we provide both, but you decide what you need

On-Ramp
Pay-In

Direct

User journey
Hosted or embedded Mercuryo checkout
Embedded in your product
KYC & operations
Mercuryo KYC required
Use existing KYC flow
Economics
Standard pricing
Route-specific, built on your traffic, lowers as you grow
Integration & launch
Fast⁠—widget, minimal setup
Fast with widget; direct integration for best results
Payment optimisation
Managed by Mercuryo
We optimise your flow together
Data & reporting
Standard reporting
Transaction-level data, build any analytics

Prices

And about prices⁠—
you’ll pay for your actual traffic, not a universal rate

It’s transaction-based, and depends on your methods, routes, geographies, volume and settlement. Fair deal only.

Cards

Alternative methods

Markets

Monthly volume

€2.5M

Settlement

Tailored to your setup

Quote

VisaMastercardApple PayGoogle PayEurope€2.5M€00M€000k€0M€0.0MEUR

Monthly volume · €2.5M

Custom terms

Partner with us

Let’s get you Pay-In

Just tell us what kind of business you run, and our sales team will get back to you with a tailored offer

Tell about the business

By the way, there’s more potential for your business in Mercuryo’s crypto ecosystem

Questions and answers

Pay-In is fiat payment processing built for crypto and other businesses. Accept cards and alternative payment methods directly in your product, then settle in fiat or crypto. It’s not an on-ramp, crypto conversion or custody solution.
No. Pay-In is crypto-first, but not crypto-only. We work with businesses across different industries and review every merchant individually.
We review your business, complete KYB, agree on the terms, then set up your sandbox, routes and production. We’ll tell you upfront what documents we need.
Yes⁠—any business accepting cards has PCI DSS obligations, but the scope depends on your integration. With our hosted components, card data never touches your systems and your scope is typically limited to SAQ A. Direct API integration gives you more control but brings card data into your environment, which expands your PCI scope. We’ll confirm which applies during solution design.
Yes. Run Pay-In alongside your current provider, compare the results, and expand where it works best. You can also combine it with an existing on-ramp or crypto processing setup.