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Crypto On-Ramping Trends in H1 2026: The Mercuryo Report
We looked at six months of Mercuryo on-ramp data to see how people bought crypto in H1 2026: what they purchased, how they paid, and from which devices. Below is what changed compared with H2 2025, and what it means for anyone building around payments or Web3.

How Do Businesses Handle Crypto-to-Fiat Settlement for Payroll, Invoices, and B2B Payments?
Crypto payment processors handle the easy part: accepting assets at checkout. Converting those assets into fiat, recording the transaction, and settling into a bank account is where the real complexity starts, and that's what this piece covers.

What Is Stacks? How Bitcoin Gets Smart Contracts and DeFi
Bitcoin is the longest-running blockchain ever created and the one with the largest security budget. It's also one of the least programmable. Stacks, a smart contract layer anchored directly to Bitcoin, exists to address that second fact without touching the first.

What Are Bitcoin Runes? The Token Protocol Explained
Bitcoin already had one of the highest-security blockchains in the world. What it didn't have was a clean way to issue tokens on it. Bitcoin Runes changed that, and understanding the mechanics matters for anyone watching where token infrastructure is going.

What Are Perpetual Futures? The New US Rules Explained
Crypto derivatives trading hit $85.7 trillion in volume in 2025. Perpetual contracts are a dominant form of that trading, in the words of the US Commodity Futures Trading Commission (CFTC). Most of it happens offshore, outside the US reach. The CFTC's May 2026 approval of regulated Bitcoin perpetuals, or perps, changes that.

How Can Users in Africa Buy Crypto with Bank Transfer or Card?
Crypto adoption across Sub-Saharan Africa has grown consistently over the past several years, driven by currency pressure, high remittance costs, and limited access to traditional banking. Nigeria and Ghana are at the centre of that shift. Whether you're in Lagos or Accra, buying crypto with a bank transfer or card is more straightforward than most people expect. The payment method, the platform, and its licensing status all affect whether the transaction goes through.

What Is KYC in Crypto? Why Exchanges Ask for Your Identity
KYC checks at crypto exchanges trace back to a single IRS form many users have never heard of. Form 1099-DA went out in early 2026. It gives exchanges one more reason to tie crypto sales to a verified identity.

What Is AML in Crypto? How Anti-Money Laundering Works for Businesses
Crypto-related fraud losses in the US reached $11.3 billion in 2025, according to the FBI's Internet Crime Complaint Center. For businesses moving that money, regulatory pressure is rising at the same pace. This guide covers what anti-money laundering requires from crypto businesses today.

What Are Bitcoin Ordinals? How NFTs Work on the Bitcoin Blockchain
Bitcoin crossed 100 million inscriptions in November 2025. Ordinals gave the oldest blockchain something it had never had before: a native way to own a digital artifact, stored entirely on-chain, without leaving Bitcoin.