Mercuryo, Stellar, and LOBSTR Launch 5% USDC Cashback Campaign
There’s a difference between holding crypto and using it. Most crypto owners keep their assets as long-term investments or inflation hedges, and very few use them for payments. Mercuryo, Stellar, and LOBSTR are teaming up to make stablecoin use beneficial.
The new campaign offers 5% USDC cashback (up to $50) when users buy USDC via Mercuryo on the Stellar network through LOBSTR Wallet, encouraging everyday transactions.

Three Platforms, One Goal
Stellar, LOBSTR, and Mercuryo are collaborating to make stablecoin use effortless, combining powerful blockchain infrastructure, a trusted wallet experience, and instant fiat-to-crypto access in one convenient flow.
Stellar provides the foundation: a decentralized, open blockchain network connecting global financial systems. Built for speed, scalability, and accessibility, Stellar enables near-instant settlements with fees that cost just fractions of a cent. Its mission is to make money move like email: fast, affordable, and borderless.
LOBSTR transforms that mission into a user experience accessible to everyone. As a simple and secure wallet, LOBSTR makes it easy to hold, send, and manage digital assets on the Stellar network. From tracking prices to discovering new tokens, LOBSTR serves as the trusted entry point into the Stellar ecosystem.
Mercuryo completes the picture by providing the fiat-to-crypto bridge that brings users onto the network. Through Mercuryo’s on-ramp, anyone can buy USDC directly within LOBSTR, converting local currency into digital assets in just a few taps.
Understanding the Cashback Campaign
To make stablecoin use more practical, the campaign introduces a cashback model.
Users who buy USDC via Mercuryo on the Stellar network through the LOBSTR Wallet receive 5% cashback on their purchase amount, paid directly in USDC. The total cashback amount is capped at 50 USDC per user for the duration of the campaign.
It’s a straightforward way to encourage genuine on-chain activity, benefitting those who use stablecoins, not just hold them.
How It Works:
Let’s go through the steps one more time.
- Buy USDC via Mercuryo, choose Stellar as your network.
- Use the LOBSTR wallet to send, hold, or transact with your USDC on Stellar.
- Receive 5% cashback in USDC on your purchase amount, credited directly to your wallet.
*The total cashback amount is capped at 50 USDC per user for the duration of the campaign along with a minimum purchase of 5 USDC.
*Any not geo listed here are able to participate. UK is excluded.
*Cashback will be applied only in one transaction during one hour interval.
*Cashback payouts will be done every day on business days.
*Accumulated cashback is available. In case you make 50 USDC on-ramp and one hour after another 50 USDC, you will get 5 USDC cashback.
For any doubts please contact our Customer Service team here.
Why It Matters
In the United States, cryptocurrency ownership continues to expand, but active use still lags behind. A recent survey shows that around 21% of U.S. adults now hold crypto, yet only 39% of those holders actually use it to pay for goods and services. That means fewer than 1 in 10 Americans are using digital assets for real transactions.
At the same time, the dominance of USD-pegged stablecoins underscores how central the U.S. dollar has become in digital finance. More than 90% of all fiat-backed stablecoins are tied to the dollar, according to TRM Labs, with nearly 99% of the total stablecoin market cap dollar-denominated.
Given that most on-chain value already moves in dollar terms, networks built for efficient settlement, like Stellar, are positioned to make those transactions faster and more affordable. Stellar processes transfers in seconds with fees measured in fractions of a cent, making it an ideal foundation for stablecoin payments at scale.
Wrapping Up
Stellar brings the speed and efficiency, LOBSTR delivers a smooth user experience, and Mercuryo makes access effortless. Together, they make using stablecoins straightforward and now, even more worthwhile.
Buy USDC via Mercuryo on the Stellar network through LOBSTR Wallet and receive 5% cashback on your purchase.
Start transacting on Stellar today and see how simple stablecoin payments can be.