Banking-as-a-Service
Get customer-centric banking infrastructure through the fast and secure API solution. We'll take care of licenses, customization and all the rest




Works for any business
Exchanges, Wallets, NFT, DeFi, Neobanks, dApps
How It Works
We provide you with the modular components to build a full-featured, scalable financial product for your customers.By partnering with global banks, we enable ACH and wire transfers, yield-earning accounts, and faster access to payments funds — all within your platform.
While you
Construct a set of those banking services that you need and fine-tune them for yourself
Your clients
Pay with their credit and debit cards, store fiat money on their balance, transfer it to the bank, and bring you profit!
BaaS Solution
on-ramp
account
IBAN
crypto wallet
send and
receive crypto
off-ramp
crypto from
crypto wallet
to fiat within
crypto wallet
to IBAN

You can build a team from scratch, get all licenses, find partners, and create your infrastructure in 2 years
Or you can contact us
and go live in 14 days
All-in-one solution for your business and customers
AML / Compliance
- Automatic risk scores
- Customer-defined policies for safety and compliance
- AML/KYC verifications with a risk-based approach
Security
- Fraud monitoring
- Blockchain analytics
- Card data storage according to PCI DSS standard
- 100% security against chargebacks

Coverage
- High approval rates at world-class banks & payment networks
- 135 supported countries
- 13 supported coins
- 33 supported fiat currencies

Worldwide transfers
- Accepting debit or credit card payments
- Balance top-up and withdrawal in any currency
- Transfers via SEPA and SWIFT

Frictionless exchange
- Let your customers exchange any fiat or cryptocurrency directly on your platform
IBAN
Mercuryo's virtual IBANs enable frictionless cross-border payments on behalf of or in favour of your customers when processing fiat settlements or fiat-crypto operations. Get a unique IBAN with your name or company name as a sender/recipient
Want to open IBAN for your business?
Learn moreTrusted by the Best
Over 200 businesses use and help power Mercuryo gateway solutions.
